[[Actuarial Notes Wiki|Wiki]] / [[Exam 5 (CAS)]] / **Schedule Rating** ## Definition ==Schedule Rating== is a ratemaking technique allowing underwriters to apply discretionary debits or credits based on specific risk characteristics not captured in the base classification. ## Factors - Safety programs - Management quality - Loss control measures - Physical hazards - Moral hazards ## Constraints Usually subject to: - Maximum debit/credit limits - Documentation requirements - Regulatory approval - Consistency standards ## Related Concepts - [[Experience Rating#Definition]] - [[Classification Ratemaking#Definition]] ## References - Werner & Modlin, Chapter 12